Personal Loan
Get up to $10,000 with a low,
fixed rate loan
Our Trusted Partner & Lending Network
Types of personal loans from USA lending
Personal Loan
Personal Loans provide fast and easy money solutions with loan amounts ranging from hundreds to thousands based on your state.
Business Loan
Start or expand your business with loans guaranteed by the Small Business Administration. Use Lender Match to find lenders that offer loans for your business.
Title Loans
Get the money you need while continuing to drive your vehicle.
Line of Credit
Get the money you need right now. Pay it back over time.
Payday Loans
Payday Loan, also known as a usalending, is a short-term loan typically due on your next payday.
HOW IT WORKS
See all below Steps for loan application
Step 1
Fill out our simple & easy online form and our specialist will contact you to Verify identity and assist you
Step 2
We match you with a lender based on their requirements and direct you Application
You’re done
Cash is directly deposited to your bank account after approval!
Turning someday into today starts here
Through 25+ years and over 157 million loans, we've helped our customers build stronger tomorrows. Let's get started on yours.
We’re here to help
With over 800+ locations and 24/7 online access.
We offer same-day funding*
Receive approval in minutes and get the money you need to tackle your day.
We keep it real
We’re committed to transparency and protecting your personal information.
Proudly serving our customers
IMPORTANT DISCLOSURES
Please Read Carefully and Learn About USA Lenders
Approval and Terms:
Loan approval and actual terms depend on your ability to meet our standard credit criteria, which include credit history, income, and debts, as well as the availability of collateral. Loan amounts are subject to state-specific minimum or maximum size restrictions. Collateral offered must meet our criteria. Active duty military personnel, their spouses, or dependents covered by the Military Lending Act may not pledge any vehicle as collateral. Minimum loan amounts: CA - $3,000; GA - $1,500 for current customers and $3,100 for new customers.
Remote Loan Closings:
Remote loan closings are available in some areas without physical branches. Website authorization by the New York State Department of Financial Services is pending. Until authorization is granted, no mortgage loan applications for properties located in New York State will be accepted through this site. If you are using a screen reader and experience difficulties using the website, please call +1 (888)-987-1660 for assistance.
State-Specific Information:
California (CA): USA Lenders, LLC and USA Lenders Services, Inc., and First Finance Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. New Hampshire (NH): USA Lenders, LLC – NMLS #1338749 and First Finance Consumer Loan, Inc. – NMLS #837953. Pennsylvania (PA): USA Lenders, LLC and USA Lenders, Inc., and USA Lenders Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities. Rhode Island (RI): USA Lenders Consumer Loan, Inc., Rhode Island Licensed Lender and Licensed Small Loan Lender.
By understanding these important disclosures, you can make informed decisions when applying for a loan with USA Lenders.
Copyright © 2025 USACashLender. Powered by USACashLender.
© 2025 AARC, LLC. All Rights Reserved.
Subject to approval. See your local store for more details and additional disclosures. Licensed by the California Department of Financial Protection and Innovation pursuant to the California Financing Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 4474; 6971; 6076; 7400; 4473 and 010431. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 760166.000, main office located at 322 Rhett St., Greenville SC 29601. In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender’s approval.
Title Loans mentioned on this website are offered by LoanCenter. Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by Wilshire Commercial Capital, LLC dba LoanCenter and Wilshire Consumer Credit. Not available in all states. Loans subject to lender’s approval. In California, loans are made pursuant to the California Department of Financial Protection and Innovation California Finance Lenders license, with a minimum loan amount of $2,510.
Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.